Hunter Financial Group: Purchase Programs

Purchasing a home is an exciting step in a person’s life—whether it is your first home or your fifth! There is much joy that comes from stepping into a new stage in life, from laying down roots in a brand new location and learning to think of a new place as “home.” With this excitement, however, there can also come a fair amount of trepidation, even anxiety. Hunter Financial Group is devoted to helping homeowners alleviate as much of this worry as possible, by helping them through every stage of the financing process.

In many cases, financing is what much of the trepidation in a home purchase boils down to. A home is always a big expense, and it is only natural that homeowners are a little afraid to commit to spending so much money. However, there are ways that consumers can improve their own purchasing power, through pre-qualifying for a loan. According to HFG, the pre-qualification process is one of the most important steps that a potential homeowner can take.

What Does Prequalification Entail?

Here is a brief rundown of what prequalification is all about, according to Hunter Financial Group:

• First, the mortgage lender evaluates the potential homebuyer’s credit report. The lender also takes into account earnings, savings and debt information. This provides an estimate of the mortgage amount the borrower might, realistically, qualify for.
•  Prequalification is completely free, and does not involve any hidden fees.
• With companies like HFG, you can generally begin the prequalification process fairly easily, simply by filling out a brief online application.

Hunter Financial Group: Boost Your Purchase Power

There is one word of warning that needs discussion here, in the interest of protecting the consumer. If your financial circumstances change, between prequalification and the actual home sale, you should contact your lender. You may not prove eligible for the loan any more.

Prequalification is an important step any potential buyer should take. Hunter Financial Group is devoted to helping consumers understand what prequalification entails. Hunter Financial Group is a company that believes in helping consumers increase their purchasing power. Hunter Financial Group is proud to offer an array of mortgage services.